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Financial Aid - Qarz e Hasna

Sheikh Zayed Islamic Centre has put a step ahead and has signed a Memorandum of Understanding with Ihsan Trust. Through this MOU Financial Aid will be available to those students who need financial help. One of the major focus of this MOU is in the domain of providing Qarz-e-Hasna (Interest free loan) for needy and deserving students of Sheikh Zayed Islamic Centre. Through this scheme the Ihsan Trust bears the educational expenses of the students on purely \"Need cum Merit\" basis in order to enable them to complete their Higher Education from Sheikh Zayed Islamic Centre, University of Karachi.


Family Profile:

Total number of family members, dependants and their status
Number of students in the family and the status of Institutions in which they are studying.



Income from Salary
Income from Business
Agriculture Income
Income from Investments
Income form properties


Household expenses
Educational Expenses
External Liabilities (loan repayments, credit card payments etc)
Other expenditure

Other Factors:

Residence and accommodation status
Pattern of family\'s spending
Expenditure on Air travel (essential and non essential)
Luxury spending (club membership, dining out)
Siblings studying overseas
Savings & Investments
Other financial support available from family or relatives


The following categories of students will not be provided the financial assistance:

Students having access to other types of coverage for education cost, including education benefit by employer, education insurance schemes, Government (local, provincial or Federal) support, any other facility
Students with siblings studying abroad (with or without scholarship)


Students can download the Application Form from our Website (Downloads Area).


For more Information about Ihsan Trust and their Qarz e Hasna Policy. Please Contact:

Sheikh Adnan Ahmed Usmani (Lecturer)



Postgraduate Diploma / Masters in Islamic Banking & Finance