Mufti Muahammad Sarfraz Nihal obtained the degrees of “Aalim-e-Deen” and “Specialization in Fiscal Jurisprudence (Takhassus Fil Fiqhil Islamii)” from Jamia Farooqia, Karachi. He also awarded MPhil (Monetary Economics), MSc(Economics) and BSc (Math, Stats & Economics) from University of Karachi currently he is persuing Ph.D. In Management sciences. He has an extensive and diversified experience in the field of Islamic Finance and has served different financial institutions as a Shariah Auditor and Product Manager. He has joined the Shariah Board of Bank Al Habib – Islamic Banking in November 2015 as Resident Shariah Board Member. Further, he possess research expertise having numbers of research papers domestically and internationally in the area of Islamic Economics and Finance as well as more than eight years of teaching experience in different Universities and Jamia as a Visiting Faculty Member such as: Jamia Hammadia Karachi Applied Economics Research Centre, (AERC)University of Karachi, Dept. of Economics & Commerce,Bahria University and Karachi Campus PAF-KIET (Karachi Institute of Economics & Technology)